In 2010, a round of “consumer protection” laws for credit cards went into affect to protect “innocent” consumers from “predatory” lenders. Some of the changes are spot on and make good common sense. However, some of the new rules that credit cards companies have to abide by seem more damaging to responsible young adults who Continue Reading
Do you qualify for a Roth IRA? If you are limited to contributing to a Traditional IRA this year, there is still a way for you to contribute to a Roth IRA. This is especially important if you do not have an IRA established already, or have an existing Roth IRA and are newly ineligible. Continue Reading
Wow! I am excited! This personal finance blog has been featured on Yahoo! News today!
I’m more excited than ever about starting this blog and am motivated to bring you quality articles that will help you with debt reduction strategies and retirement planning. I’m glad I can be here to provide investing and personal finance Continue Reading
Over the past few months, I’ve noticed that The Total Money Makeover by Dave Ramsey has been steadily in the top ten in the business books category. Usually I am skeptical about finance self-help books because they usually don’t say anything I don’t already know or is common sense, but I decided to check it Continue Reading
Investing is the process of deferring your current spending, much like saving, and placing your money into an asset in order for it to grow. Simply, investing means buying things like stocks, bonds, or real estate so that you can continue to work at your current job and make the money that you have saved Continue Reading
My bank of choice, USAA, turned me on to a fellow financial blogger in August when they featured Budgets are Sexy and his Million Dollar Club. His entertaining blog won the “Military Blogger of the Month” award. I’ll have to admit that reading his blog helped inspire me to move forward with mine. And Continue Reading